/* ============================================================
   terms-of-service.css — /terms-of-service
   Extends: pearl.css + privacy-policy.css
   
   Only TOS-specific components here. All shared layout,
   hero, TOC, section structure from privacy-policy.css.
============================================================ */

/* ---- Hero tweak — blue accent ---- */
.tos-hero .pp-blob--1 {
  background: radial-gradient(circle, rgba(59, 130, 246, 0.2), transparent 70%);
}
.tos-hero .pp-blob--2 {
  background: radial-gradient(circle, rgba(199, 0, 126, 0.2), transparent 70%);
}

/* Scales of justice decoration */
.tos-scales {
  position: absolute;
  top: 50%;
  right: 8%;
  transform: translateY(-50%);
  font-size: 180px;
  color: rgba(255, 255, 255, 0.03);
  animation: scalesFloat 8s ease-in-out infinite;
  pointer-events: none;
  z-index: 1;
}
@keyframes scalesFloat {
  0%,
  100% {
    transform: translateY(-50%) rotate(-3deg);
    opacity: 0.03;
  }
  50% {
    transform: translateY(-55%) rotate(3deg);
    opacity: 0.06;
  }
}

/* =============================================
   AGREEMENT BANNER
============================================= */
.tos-agree-banner {
  display: flex;
  align-items: flex-start;
  gap: 20px;
  background: linear-gradient(
    135deg,
    rgba(30, 57, 143, 0.06),
    rgba(199, 0, 126, 0.06)
  );
  border: 1px solid rgba(30, 57, 143, 0.14);
  border-left: 4px solid var(--blue);
  border-radius: var(--radius);
  padding: 28px;
  margin-bottom: 32px;
}
.tos-agree-banner .tos-ab-icon {
  width: 52px;
  height: 52px;
  background: var(--gradient-main);
  border-radius: 14px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.3rem;
  color: #fff;
  flex-shrink: 0;
}
.tos-agree-banner h2 {
  font-size: 1.1rem;
  font-family: "DM Sans", sans-serif;
  font-weight: 700;
  margin-bottom: 10px;
  color: var(--dark);
}
.tos-agree-banner p {
  font-size: 0.87rem;
  color: #374151;
  line-height: 1.75;
  margin-bottom: 8px;
}
.tos-agree-banner p:last-child {
  margin-bottom: 0;
}
.tos-agree-banner a {
  color: var(--blue);
  font-weight: 600;
}
.tos-agree-banner a:hover {
  color: var(--pink);
}

/* =============================================
   QUICK SUMMARY CARDS
============================================= */
.tos-summary-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 14px;
  margin-bottom: 40px;
}
.tos-sum-card {
  background: #fff;
  border-radius: var(--radius-sm);
  border: 1px solid rgba(30, 57, 143, 0.08);
  border-top: 3px solid var(--sum-color, #1e398f);
  padding: 20px;
  box-shadow: 0 2px 10px rgba(0, 0, 0, 0.04);
  transition: all 0.3s;
}
.tos-sum-card:hover {
  box-shadow: var(--shadow);
  transform: translateY(-4px);
}
.tos-sc-icon {
  width: 38px;
  height: 38px;
  background: var(--sum-color, #1e398f);
  border-radius: 10px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 0.9rem;
  color: #fff;
  margin-bottom: 12px;
  opacity: 0.9;
}
.tos-sum-card h4 {
  font-size: 0.88rem;
  font-weight: 700;
  font-family: "DM Sans", sans-serif;
  margin-bottom: 6px;
}
.tos-sum-card p {
  font-size: 0.78rem;
  color: var(--gray);
  line-height: 1.6;
  margin: 0;
}

/* =============================================
   SERVICES GRID (Section 2)
============================================= */
.tos-services-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 10px;
  margin-top: 16px;
}
.tos-srv-item {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  padding: 12px 14px;
  background: var(--offwhite);
  border-radius: var(--radius-sm);
  border: 1px solid rgba(30, 57, 143, 0.06);
  transition: all 0.25s;
}
.tos-srv-item:hover {
  background: #fff;
  box-shadow: 0 4px 12px rgba(0, 0, 0, 0.06);
  transform: translateX(3px);
}
.tos-si-icon {
  width: 32px;
  height: 32px;
  background: var(--gradient-main);
  border-radius: 8px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 0.78rem;
  color: #fff;
  flex-shrink: 0;
}
.tos-srv-item strong {
  display: block;
  font-size: 0.82rem;
  font-weight: 700;
  font-family: "DM Sans", sans-serif;
  margin-bottom: 2px;
}
.tos-srv-item p {
  font-size: 0.76rem;
  color: var(--gray);
  line-height: 1.5;
  margin: 0;
}

/* =============================================
   ELIGIBILITY CHECKLIST (Section 3)
============================================= */
.tos-checklist {
  display: flex;
  flex-direction: column;
  gap: 10px;
  margin-top: 16px;
}
.tos-cl-item {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  padding: 12px 16px;
  background: var(--offwhite);
  border-radius: var(--radius-sm);
  border: 1px solid rgba(34, 197, 94, 0.12);
  transition: all 0.25s;
}
.tos-cl-item:hover {
  background: rgba(34, 197, 94, 0.04);
  box-shadow: 0 3px 10px rgba(0, 0, 0, 0.05);
  transform: translateX(4px);
}
.tos-cl-check {
  width: 24px;
  height: 24px;
  background: #22c55e;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 0.65rem;
  color: #fff;
  flex-shrink: 0;
}
.tos-cl-item span {
  font-size: 0.86rem;
  color: #374151;
  line-height: 1.6;
}

/* =============================================
   DO / DON'T TWO-COLUMN (Section 4)
============================================= */
.tos-two-col {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
  margin-top: 16px;
}
.tos-col {
  border-radius: var(--radius);
  padding: 22px;
  display: flex;
  flex-direction: column;
  gap: 10px;
}
.tos-col--do {
  background: rgba(34, 197, 94, 0.04);
  border: 1px solid rgba(34, 197, 94, 0.18);
}
.tos-col--dont {
  background: rgba(239, 68, 68, 0.04);
  border: 1px solid rgba(239, 68, 68, 0.18);
}
.tos-col-header {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 0.82rem;
  font-weight: 700;
  padding-bottom: 12px;
  border-bottom: 1px solid rgba(0, 0, 0, 0.05);
  margin-bottom: 4px;
}
.tos-col--do .tos-col-header {
  color: #16a34a;
}
.tos-col--dont .tos-col-header {
  color: #dc2626;
}
.tos-col-item {
  display: flex;
  align-items: flex-start;
  gap: 9px;
  font-size: 0.81rem;
  color: #374151;
  line-height: 1.55;
}
.tos-col-item i {
  font-size: 0.65rem;
  flex-shrink: 0;
  margin-top: 4px;
}
.tos-col--do .tos-col-item i {
  color: #22c55e;
}
.tos-col--dont .tos-col-item i {
  color: #ef4444;
}

/* =============================================
   NOTE CARDS (Section 5)
============================================= */
.tos-note-cards {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 14px;
  margin-top: 16px;
}
.tos-note-card {
  display: flex;
  align-items: flex-start;
  gap: 14px;
  padding: 18px;
  border-radius: var(--radius-sm);
  border: 1px solid;
}
.tos-note-card--blue {
  background: rgba(59, 130, 246, 0.05);
  border-color: rgba(59, 130, 246, 0.18);
}
.tos-note-card--amber {
  background: rgba(245, 158, 11, 0.05);
  border-color: rgba(245, 158, 11, 0.18);
}
.tos-note-card--blue i {
  color: #3b82f6;
  font-size: 1.1rem;
  flex-shrink: 0;
  margin-top: 2px;
}
.tos-note-card--amber i {
  color: #f59e0b;
  font-size: 1.1rem;
  flex-shrink: 0;
  margin-top: 2px;
}
.tos-note-card strong {
  display: block;
  font-size: 0.86rem;
  font-weight: 700;
  font-family: "DM Sans", sans-serif;
  margin-bottom: 5px;
}
.tos-note-card p {
  font-size: 0.8rem;
  color: #374151;
  line-height: 1.65;
  margin: 0;
}

/* =============================================
   FEES TABLE (Section 6)
============================================= */
.tos-fee-table {
  border: 1px solid rgba(30, 57, 143, 0.1);
  border-radius: var(--radius-sm);
  overflow: hidden;
  margin-top: 16px;
}
.tos-ft-row {
  display: grid;
  grid-template-columns: 180px 1fr;
  border-bottom: 1px solid rgba(30, 57, 143, 0.06);
  padding: 12px 18px;
  transition: background 0.2s;
}
.tos-ft-row:last-child {
  border-bottom: none;
}
.tos-ft-row:hover:not(.tos-ft-header) {
  background: rgba(30, 57, 143, 0.02);
}
.tos-ft-header {
  background: var(--gradient-main);
  font-weight: 700;
  font-size: 0.78rem;
  color: #fff;
}
.tos-ft-row span {
  font-size: 0.82rem;
  color: #374151;
}
.tos-ft-label {
  font-weight: 700;
  color: var(--dark);
  font-family: "DM Sans", sans-serif;
}

/* =============================================
   IP GRID (Section 7)
============================================= */
.tos-ip-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
  margin-top: 16px;
}
.tos-ip-item {
  border-radius: var(--radius-sm);
  padding: 20px;
  border: 1px solid;
}
.tos-ip-item--allowed {
  background: rgba(34, 197, 94, 0.04);
  border-color: rgba(34, 197, 94, 0.18);
}
.tos-ip-item--restricted {
  background: rgba(239, 68, 68, 0.04);
  border-color: rgba(239, 68, 68, 0.18);
}
.tos-ip-head {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 0.82rem;
  font-weight: 700;
  margin-bottom: 12px;
  padding-bottom: 8px;
  border-bottom: 1px solid rgba(0, 0, 0, 0.05);
}
.tos-ip-item--allowed .tos-ip-head {
  color: #16a34a;
}
.tos-ip-item--restricted .tos-ip-head {
  color: #dc2626;
}
.tos-ip-item ul {
  display: flex;
  flex-direction: column;
  gap: 7px;
}
.tos-ip-item li {
  font-size: 0.8rem;
  color: #374151;
  display: flex;
  align-items: flex-start;
  gap: 8px;
  line-height: 1.5;
}
.tos-ip-item li::before {
  content: "•";
  font-weight: 700;
  flex-shrink: 0;
}
.tos-ip-item--allowed li::before {
  color: #22c55e;
}
.tos-ip-item--restricted li::before {
  color: #ef4444;
}

/* =============================================
   DISCLAIMER LIST (Section 8)
============================================= */
.tos-disclaimer-list {
  display: flex;
  flex-direction: column;
  gap: 12px;
  margin-top: 16px;
}
.tos-disc-item {
  padding: 14px 18px;
  background: var(--offwhite);
  border-radius: var(--radius-sm);
  border-left: 3px solid var(--pink);
  transition: all 0.25s;
}
.tos-disc-item:hover {
  background: #fff;
  box-shadow: 0 4px 12px rgba(0, 0, 0, 0.06);
  transform: translateX(4px);
}
.tos-di-title {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 0.86rem;
  font-weight: 700;
  font-family: "DM Sans", sans-serif;
  color: var(--dark);
  margin-bottom: 5px;
}
.tos-di-title i {
  color: var(--pink);
  font-size: 0.8rem;
}
.tos-disc-item p {
  font-size: 0.8rem;
  color: var(--gray);
  line-height: 1.65;
  margin: 0;
}

/* =============================================
   LIABILITY CARDS (Section 9)
============================================= */
.tos-liability-cards {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 14px;
  margin-top: 16px;
}
.tos-liab-card {
  background: #fff;
  border-radius: var(--radius-sm);
  border: 1px solid rgba(30, 57, 143, 0.08);
  padding: 18px;
  box-shadow: 0 2px 10px rgba(0, 0, 0, 0.04);
  transition: all 0.3s;
}
.tos-liab-card:hover {
  box-shadow: var(--shadow);
  transform: translateY(-3px);
}
.tos-lc-icon {
  width: 38px;
  height: 38px;
  border-radius: 10px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 0.9rem;
  margin-bottom: 12px;
}
.tos-liab-card h4 {
  font-size: 0.86rem;
  font-weight: 700;
  font-family: "DM Sans", sans-serif;
  margin-bottom: 5px;
}
.tos-liab-card p {
  font-size: 0.78rem;
  color: var(--gray);
  line-height: 1.6;
  margin: 0;
}

/* =============================================
   TERMINATION CARDS (Section 11)
============================================= */
.tos-termination-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 14px;
  margin-top: 16px;
}
.tos-term-card {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  padding: 18px;
  border-radius: var(--radius-sm);
  border: 1px solid;
  transition: all 0.3s;
}
.tos-term-card:hover {
  box-shadow: 0 6px 18px rgba(0, 0, 0, 0.08);
  transform: translateY(-3px);
}
.tos-term-card--warning {
  background: rgba(245, 158, 11, 0.05);
  border-color: rgba(245, 158, 11, 0.2);
}
.tos-term-card--danger {
  background: rgba(239, 68, 68, 0.05);
  border-color: rgba(239, 68, 68, 0.2);
}
.tos-term-card--info {
  background: rgba(30, 57, 143, 0.04);
  border-color: rgba(30, 57, 143, 0.12);
}
.tos-term-card--warning i {
  color: #f59e0b;
  font-size: 1.1rem;
  flex-shrink: 0;
  margin-top: 2px;
}
.tos-term-card--danger i {
  color: #ef4444;
  font-size: 1.1rem;
  flex-shrink: 0;
  margin-top: 2px;
}
.tos-term-card--info i {
  color: var(--blue);
  font-size: 1.1rem;
  flex-shrink: 0;
  margin-top: 2px;
}
.tos-term-card strong {
  display: block;
  font-size: 0.84rem;
  font-weight: 700;
  font-family: "DM Sans", sans-serif;
  margin-bottom: 4px;
}
.tos-term-card p {
  font-size: 0.78rem;
  color: #374151;
  line-height: 1.6;
  margin: 0;
}

/* =============================================
   GOVERNING LAW CARD (Section 12)
============================================= */
.tos-law-card {
  display: flex;
  align-items: flex-start;
  gap: 20px;
  background: linear-gradient(
    135deg,
    rgba(30, 57, 143, 0.05),
    rgba(199, 0, 126, 0.05)
  );
  border: 1px solid rgba(30, 57, 143, 0.12);
  border-radius: var(--radius);
  padding: 28px;
  margin-top: 4px;
}
.tos-lc-flag {
  font-size: 3rem;
  flex-shrink: 0;
}
.tos-law-card h4 {
  font-size: 1rem;
  font-weight: 700;
  font-family: "DM Sans", sans-serif;
  margin-bottom: 10px;
}
.tos-law-card p {
  font-size: 0.86rem;
  color: #374151;
  line-height: 1.75;
}

/* =============================================
   DISPUTE RESOLUTION STEPS (Section 13)
============================================= */
.tos-dispute-steps {
  display: flex;
  flex-direction: column;
  gap: 0;
  margin-top: 16px;
  max-width: 680px;
}
.tos-ds-item {
  display: flex;
  align-items: flex-start;
  gap: 16px;
  padding: 18px;
  background: #fff;
  border-radius: var(--radius-sm);
  border: 1px solid rgba(30, 57, 143, 0.08);
  box-shadow: 0 2px 10px rgba(0, 0, 0, 0.04);
  transition: all 0.3s;
}
.tos-ds-item:hover {
  box-shadow: var(--shadow);
  transform: translateX(4px);
}
.tos-ds-num {
  width: 32px;
  height: 32px;
  background: var(--gradient-main);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 0.82rem;
  font-weight: 700;
  color: #fff;
  flex-shrink: 0;
}
.tos-ds-item strong {
  display: block;
  font-size: 0.88rem;
  font-weight: 700;
  font-family: "DM Sans", sans-serif;
  margin-bottom: 5px;
}
.tos-ds-item p {
  font-size: 0.8rem;
  color: #374151;
  line-height: 1.65;
  margin: 0;
}
.tos-ds-item a {
  color: var(--blue);
  font-weight: 600;
}
.tos-ds-connector {
  width: 2px;
  height: 20px;
  background: linear-gradient(
    to bottom,
    rgba(199, 0, 126, 0.3),
    rgba(30, 57, 143, 0.2)
  );
  margin-left: 31px;
}

/* =============================================
   RESPONSIVE
============================================= */
@media (max-width: 1024px) {
  .tos-summary-grid {
    grid-template-columns: 1fr;
  }
  .tos-note-cards {
    grid-template-columns: 1fr;
  }
  .tos-two-col {
    grid-template-columns: 1fr;
  }
  .tos-termination-grid {
    grid-template-columns: 1fr;
  }
}
@media (max-width: 768px) {
  .tos-services-grid {
    grid-template-columns: 1fr;
  }
  .tos-ip-grid {
    grid-template-columns: 1fr;
  }
  .tos-liability-cards {
    grid-template-columns: 1fr;
  }
  .tos-ft-row {
    grid-template-columns: 1fr;
  }
  .tos-ft-row .tos-ft-label {
    font-weight: 700;
    padding-bottom: 4px;
  }
  .tos-law-card {
    flex-direction: column;
  }
  .tos-scales {
    display: none;
  }
}